Banks around the world will have to bear costs between 40 and 120 million. Euros to cover the requirements introduced by the new rules on their trading books, a new study of the international consulting firm Oliver Wyman, cited by the Financial Times. In their research analysts point out that regulators “dramatically underestimated” the effect that the new rules will have on capital requirements for the trading operations of financial institutions. Their units who develop such activity already reported declines in profits as a result of higher capital requirements imposed on them after the financial crisis, the newspaper reminds.

Most new rules are designed to prevent taking too many risks by banks in their operations with purchases and sales of securities from clients, finalized by the Basel Committee on Banking Supervision this month. The final version of the project was softer than the strict requirements set in previous versions, which brought some relief among banks, which feared massive inflation. According to estimates of the Basel Committee new rules will increase capital requirements by an average of 22%.

According to the head of Oliver Wyman UK Rebecca Emerson But her conversation with clients indicate that banks have markedly different estimates of the amounts that they would have to pay for their activities comply with the new rules.

The decision to take out a home mortgage is a huge one; and it’s extremely important that people figure out which type of mortgage is the best type for their unique situation, and make sure they have calculated the amount of mortgage they can actually afford. It’s necessary also, to fully understand the rate of interest that you are paying and how it is calculated, as it will affect the amount of money you are borrowing immensely. There are a number of ways that interest rates are calculated, but most banks calculate the interest according to what is known as a loan amortization table.

These entities operate in the most competitive and regulated environments and still support communities. These are, in fact, subject to high global competition and risks, and are struggling to establish the most flexible financial products and services for the business entities. They work under intense pressure, however, maintain perfect agility, determination and accountability for its wide set of products and services.